Settlement for Bicyclist with Broken Wrist

Commuter bicyclist broke wrist trying to avoid car quickly pulling into parking lot in front of him at night.  Case settled without lawsuit despite insurance company initially claiming bicyclist was 100% at fault and $0.00 initial offer to bicyclist before he hired attorney Griessmeyer and after he gave a recorded statement to the insurance company. Health insurance lien reduced saving client money. Wisconsin.